PROPERTY INSPECTION

Our expert home inspection team can be at most locations in the Florida Panhandle within the hour. We'll help you document all the damage to your home to avoid headaches with the insurance company later.

Our goal is the best possible outcome for you and your loved ones.

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Make The Insurance Company Pay Your FULL Claim


THOROUGH AND EXPERT

YOUR VERY OWN

DAMAGE ESTIMATE 

Get your own estimate of total damages to your home with appropriate documentation of the full extent of the loss to compare with the insurance company. A second opinion never hurts.

KNOW WHAT'S COVERED IN

YOUR INSURANCE POLICY

Our experts will help you understand exactly what is covered in your homeowners insurance policy. Do not accept the insurance company’s word or interpretation of your policy alone.

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Free Case Evaluation

Get Your Expert Case Review and Evaluation:

We'll reach out to you within 24 hours to discuss your free case evaluation.

Insurance companies will try to deny, delay and undervalue your claim to avoid giving you what's rightfully yours.

Allow us to explain your legal options with a free case review and evaluation:

Over 20 Years Representing YOU and Florida Homeowners

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Three Ways Florida Insurance Companies Avoid Paying Your Claim 

DENY

1.

DELAY

2.

DEVALUE

3.

What to Expect From Your Free Consultation

VGHB Panhandle Hurricane Claims

  • We have helped thousands of Florida homeowners  recover millions to restore their homes. 

  • Located in Panama City, we are experts in the local laws vital to your case. We are here for you for the long haul.

  • We will fight on your behalf to get your claim paid quickly and not allow the insurance company to delay justice.

  • No attorney fees unless we win! You'll obtain the justice you deserve without any out of pocket expenses.

We'll Fight For The Full Value Of Your Hurricane Michael Insurance Claim

They treat you like family. They care and are extremely helpful and communication is outstanding. I have and continue to get legal help from Louis and the people at the firm even when I just have a question. Thank you guys!

- Michael Taaffe

82 South Barret Square
Rosemary Beach, FL 32461

Insurance companies will try to identify all areas of fine print in your insurance policy to deny your claim. While this may be the first time you have ever made a claim on your homeowners insurance policy, this is not the first time the insurance company has received claims. 

Do not let the insurance company trick you into thinking you are not entitled to coverage for your Hurricane Michael claim. Call us today for a free consultation and review of your homeowners insurance policy to better understand what is in the fine print.

Justice delayed is justice denied. One of the insurance company’s goal is to place as much legal barbwire between you and the funds necessary to repair your home to the way it was prior to Hurricane Michael. Insurance companies will send you confusing forms to be completed, request inspection after inspection with insurance adjusters, general contractors, or even engineers all of whom are on the insurance company's payroll. 

Do not give up on the claims process because your insurance company is causing unreasonable delays. There are various ways we can help you keep the pressure on the insurance company to pay. 

Insurance companies are great at pointing out the areas of your insurance policy that will minimize the amount they have to pay you. But the insurance company will not point out to you all of the terms that require them to pay for items like: Other Structures (detached garage, fences, sheds, etc.), Personal Property (clothing, electronics, jewelry, etc.), and Law and Ordinance (older homes that were damaged by Hurricane Michael may need repairs for upgraded electrical, air-conditioning, roof materials, and window materials, based on current City and/or County Building Ordinances). 

You held up your end of the bargain by paying your insurance premiums every month, now let us help you make the insurance company hold up their end of the bargain. Call today and let our attorneys help identify the complete value of your Hurricane Michael claim.

We have more than 20 combined years of experience fighting for Florida policy-holders like you against insurance companies. We have represented thousands of homeowners in their claims disputes with insurance companies. We have consistently obtained favorable resolutions of claims on behalf of our clients.

Our team of experienced insurance claims attorneys pride themselves in providing effective legal counsel in cases involving all types of property damage including hurricane, flood, water, fire, mold, and vandalism.

VGHB, LLP is a diverse Florida law firm which excels in various practice areas and zealously advocates on behalf of our clients. 

We provide professional, high quality, and strategic legal advice as part of our full service litigation and trial representation to help resolve your dispute with the insurance company.

Free Case EvaluationFree Case Evaluation

Schedule your free case evaluation today for expert and honest answers to your legal questions. 

(850) 347-4001

Available 24/7

VGHB Attorneys at Law
Panama City Beach, FL

VGHB Attorneys at Law, Panama City Beach, FL

We'll Fight For The Full Value Of Your Hurricane

Michael Insurance Claim

Schedule your free case evaluation today for expert and honest answers to your legal questions.

Free Case EvaluationFree Case Evaluation

You pay your home insurance premium every month to protect your property in case of an emergency. Why is it when that emergency occurs, your Insurance Company undervalues, or even denies your claim?

We have seen it thousands of times in our combined more than 20 years of experience in representing Florida homeowners.

Your Insurance company has an army of insurance adjusters, general contractors, engineers, and attorneys all working against you to maximize the Insurance Company profits

When you file a claim, they will typically deny, delay, and devalue your claim in the hopes that you will accept their offer and not pursue any further legal action.

Fortunately the law in Florida is on your side. At VGHB our insurance claims legal team includes lawyers, paralegals, adjusters, general contractors, and even engineers who are all here to fight for YOU

We have proudly helped thousands of Florida homeowners like you maximize and recover their homeowners claims against the insurance companies.

Best of all, we only get paid if we recover money for you! According to Florida law, when we recover money on your behalf in your homeowners claim, the insurance companies are generally required to pay for attorneys’ fees and costs for representation. 

That means we bring all of our experienced professionals to help you obtain the justice you deserve without any out of pocket expenses for you.

Insurance companies will try to deny, delay and undervalue your claim to avoid giving you what's rightfully yours.

Allow us to explain your legal options with a free case review and evaluation:


We'll reach out to you within 24 hours to discuss you free case evaluation.

We'll reach out within 24 hours to discuss your free case evaluation.

We'll reach out to you within 24 hours to discuss you free case evaluation.

Free Case EvaluationFree Case Evaluation

Schedule your free case evaluation for expert and honest answers to your legal questions.

Attorney Spotlight

Attorney Joseph Glace is a Panama City based advocate for policyholders and their assignees for insurance claims that have been denied or underpaid. As a trial attorney with VGHB LLP, he represents homeowners and commercial property owners fighting against their insurance companies for damages to their homes and properties. 

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